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Self help program gives head start on home ownership

Posted: Tuesday, Dec 4th, 2012

Valley residents build more than homes — they build communities — through the Self-Help Homeownership program.

MONTE VISTA — Home buyers could not choose a better time to invest in their future by purchasing the home of their dreams. Home prices and mortgage rate are historically low, rents are going up and, for a limited time, Community Resources and Housing Development Corporation (CRHDC) is offering a gas incentive to homeowners who sign up to build homes in Monte Vista’s Tierra del Sol subdivision, located between Tyndal and Lyell streets.

Families and individuals who take part in the Self-Help Homeownership program work together within a group of four to eight to complete sweat-equity hours. These hours that are put toward building their homes help to reduce the final purchase price. This practice also allows homeowners to become familiar with the ins and outs of their future houses.

According to Ty Coleman, CRHDC’s Director of Rural Field Operations “The first group of new Self-Help home builders in the subdivision will each receive a $3000 gas card to help them with their commuting costs as they adjust to home ownership.”

For many, the time commitment involved with self-help is intimidating, but as participants build their homes, they understand why it is important.

“There is more to the Self-Help program than building homes,” says Self-Help Homeowner Jamie Lucero. “It’s also about building relationships with other families and learning construction skills.”

With all of the families collaborating to build each other’s homes, friendships are made and maintained in the newly created communities. This presents new, first time homeowners the opportunity to move into an already established neighborhood full of familiar faces.

Janet Lucero, CRHDC’s Director of San Luis Valley Single Family Development, has worked with CRHDC’s Self Help program for the past 15 years and is an integral part of a staff of that works to ensure the program’s success in Alamosa and Rio Grande Counties. “The Self Help program has really been a benefit to the San Luis Valley. Through this program, CRHDC has helped homeowners build over 1700 homes in rural Colorado.”

Paul Downey, the construction supervisor for the project says, “The most satisfying thing about this job is getting to see people buy their own house for the first time. They’re out here working hard every day, and it is so rewarding showing them how to build a house.”

With advisors like Coleman, Lucero and Downey, home buyers have all the help and resources that they need to succeed in the goal of homeownership. If you are a first-time buyer, and want to own your own home, CRHDC can help accomplish that goal. They specialize in helping clients overcome the obstacles that can stand in the way of homeownership. Contact the CRHDC office at 589-1680 or email Robert@crhdc.org.

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